SBA Loans
A powerful low-interest, long-term financing tool for taking your business to the next level
Questions?
(888) 811-6101
Advantages of King Capital
Invoice/Receivables Financing
Fast approvals
In as little as 2 hours!
Highest borrowing limits
Funding amounts from $50,000 to $10 million
Maximize ROI
Manageable monthly payments won’t put a hit on your cash flow or prevent you from taking advantage of other capital opportunities
Longest available terms
From just 3 years up to 25 years
Lowest available rates
Starting at just 3.75%
How it works
Why do traditional small business loans carry higher rates, shorter terms and lower borrowing limits? Because they pose greater risk to the lender in the event the borrower defaults.
They key to SBA Loans is that they’re backed by the Small Business Administration, an agency of the U.S. government. In most cases, the SBA will guarantee a large portion of the loan – up to 85% of loans up to $150,000 and up to 75% of larger amounts. Because lenders face less risk of losing the entire principal if the borrower defaults, they are willing to provide what are usually the best loan terms available anywhere on the market for small businesses.
Do you qualify for SBA funding?
As you might expect, SBA Loans carry much higher requirements to qualify than traditional small business loans. In addition to a good credit score and consistent strong cash flow, you’ll generally need to have annual gross sales of at least $360,000, at least 10 employees, be in business for at least two years with no bankruptcies or foreclosures in the past three years, and no tax liens.
That’s why your smartest move is to fund through King Capital. Our alternative financing experts have many years of experience securing SBA Loans for all types of companies. Best of all, we make the whole process easy for you. We can walk you through the documentation needed and the steps to apply, help ensure your best opportunity for approval by the lender, and ultimately secure the loan guarantee from the SBA.
